£100 Loan - Borrow 100 Pounds Today

Have you been hit with an unexpected bill?
Are you having to urgently replace a home appliance that’s finally given up the ghost?
In the event of a financial emergency, a £100 loan could be exactly what you need to keep your finances afloat.
Cashflex could help you search for a suitable £100 loan today.

Who is Cashflex?

Cashflex is a credit broker. We’re proud to work with a trusted panel of over 30 lenders, all of whom are authorised and regulated by the Financial Conduct Authority (FCA).

Who can search for a £100 loan with Cashflex?

You’re welcome to search for a £100 loan with Cashflex if you:

• Are over the age of 18;
• Are a UK resident;
• Have a UK bank account with a valid debit card; and
• Have a regular source of income paid directly into your bank account.

Can I apply for a £100 loan if I have bad credit?

If you have poor or bad credit history, applying for a loan could be difficult; however, several of the lenders on the Cashflex panel specialise in loans for those with bad credit.

Before deciding whether a £100 loan is the right option for you, it’s important to be aware that bad credit loans usually come with higher interest rates. You should consider the cost of monthly repayments before applying. Falling behind on or missing your repayments altogether could result in additional fees and a decline to your credit score.

Check your eligibility for a £100 loan before you apply

The Cashflex FastCheck tool will show you your chance of being approved for a £100 loan before you make a full application.
Checking your eligibility will not affect your credit score.*

Can I apply for more than a £100 loan?

The lenders on the Cashflex panel offer short-term, personal loans between £100 and £10,000; however, you should only ever borrow the amount of money that you need and can comfortably afford to repay.

Can I get a £100 payday loan?

Due to stricter regulations being brought in to protect borrowers, payday loans aren’t as widely available as they perhaps once were.

Cashflex does not work with any payday loan providers. The lenders on our panel offer loans with various repayment terms, allowing you to spread the cost of borrowing.

How long can I borrow a £100 loan for?

With Cashflex, you can search for a £100 loan with a duration of either 3, 6, or 12 months.
The longer the repayment term, the more time you’ll have to pay off your loan, although you should bear in mind that you’ll be charged more interest than if you borrowed the same amount over a shorter term.

Before deciding on a repayment term for your £100 loan, you should carefully weigh up your options and decide which duration works best for you and your financial situation.

Searching for a £100 loan: the Cashflex process

1. Tell us how long you’d like to borrow your £100 loan for and fill out our online form. This should take no longer than 5 minutes.

2. We’ll run a soft search on your financial history and scan our panel of lenders for a loan to suit your needs.

3. If you’re matched with one of our lenders, you’ll be redirected to their website, where you can find out more about the loan.

4. Happy with the loan we’ve found for you? You can go ahead and make a full application with the lender. At this stage, they will carry out a hard search.

5. If the lender is satisfied with the outcome of their checks, you will be sent a loan agreement. You should take your time and read this carefully, before deciding whether to sign and return it.

Why choose Cashflex to help you search for your £100 loan?

• Cashflex, and all the lenders we work with, are authorised and regulated by the FCA.
• Our service is free to use.
• All quotes are no-obligation.
• Our online application is straightforward to complete.
• Checking your eligibility before you apply could help protect your credit score.*

I need £100 fast – when will I get my money?

Financial emergencies can be stressful, and when faced with one, you might panic and make a rushed decision. Before applying for a loan, you should take a step back and be absolutely certain that you’re able to afford the monthly repayments, which will include interest.

If you’re approved to borrow £100, your money could be sent the same day as your application is accepted. The time it takes for the money to become available in your account will depend on your bank’s policies and procedures.

What happens if I can’t afford to repay my £100 loan?

In the event that you can no longer afford to make the repayments on your £100 loan, you should contact your lender as soon as you can. They will talk you through any options that may be available to you.

We understand how overwhelming this may feel, but please know that asking for help is the first step towards taking back control. Your lender will appreciate the fact that circumstances can change, and you will not be judged for your situation.

I’m worried about money; what can I do?

Help is available. Whatever you’re facing, know that you can access free, confidential money and debt advice through charities and organisations such as StepChange, MoneyHelper, Citizens Advice, and National Debtline. Do not suffer in silence.

*If you’re matched with a loan and choose to make a full application directly with the lender, a hard search will be carried out as part of their additional checks. A hard search will remain on your credit file for up to 12 months. Where possible, you should try to avoid making numerous applications for credit within a short period of time, as multiple hard searches could have a negative effect on your credit score.